Whether you're a first-time homebuyer, property investor, or business owner, navigating the world of lending can feel daunting. That’s where we come in. With decades of experience and a deep understanding of the market, our advisers make the process simple, providing personalized solutions to help you achieve your financial goals.
At Navigate, we believe lending is about more than just numbers—it’s about your future. We take the time to understand your unique needs and find the right mortgage or loan to fit your lifestyle. Whether you're purchasing a home or securing funds for business growth, we’re here to ensure a smooth, stress-free experience from start to finish.
Our Process
The initial conversation is where we get to know you. Who you are, what your goals are and how we can help. By the end of this meeting you should have a clear idea of what our plan is and how we are able to assist you.
This is where we flesh out the details from our first conversation, you will complete a Fact Find and Statement of Position and provide all the supporting documentation necessary, we will compile this into a clear loan application.
We then submit this application to the bank on your behalf and work through any issues until we have an approval. If there are any conditions on this approval, we will work with you to have them satisfied so that you can purchase unconditionally.
This is where we negotiate interest rates on your behalf, then assist you in deciding how you will structure your lending. The correct loan structure can save you thousands of dollars over the life of the loan, so we take this meeting very seriously.
Our commitment to you does not end when your loan is settled. We will be here to look after your financial needs for the rest of your life. We will assist you when your interest rates need to be re-fixed, or if you have a change of circumstance.
Our Partners
